Legal

Terms of Service

These Terms of Service ("Terms") govern your access to and use of the Primeaura website and platform. Please read them carefully before using our services.

Last updated: [Insert Date] — This is a general draft template and should be reviewed by a qualified legal professional before publication, as it does not constitute legal advice and may not reflect the requirements of your specific jurisdiction.

1. Acceptance of Terms

By accessing or using Primeaura (the "Service"), you agree to be bound by these Terms and by our Privacy Policy. If you do not agree to these Terms, you must not access or use the Service. Continued use of the Service following any updates to these Terms constitutes acceptance of the revised Terms.

2. Description of Service

Primeaura provides an AI-powered platform designed to help freelancers and independent consultants analyse and manage surplus capital and related financial workflows. The Service is provided for informational and organisational purposes only and does not constitute financial, tax, investment, or legal advice. Any decisions made based on outputs from the Service are made at your own discretion and risk.

3. Eligibility and Account Registration

To use certain features of the Service, you may be required to create an account. You agree to provide accurate, current, and complete information during registration and to keep this information up to date. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account.

4. Acceptable Use

You agree not to misuse the Service. Prohibited activities include, without limitation: attempting to gain unauthorised access to the Service or related systems; interfering with the operation of the Service; using the Service for unlawful purposes; reverse-engineering or copying any proprietary technology; and submitting false or misleading information through the platform.

5. Subscription, Fees, and Billing

Some features of the Service may require payment of fees. Where applicable, pricing and billing terms will be presented to you prior to purchase. Fees are non-refundable except where required by applicable law or as otherwise stated at the time of purchase. We reserve the right to modify our pricing with reasonable advance notice.

6. Intellectual Property

All content, software, design elements, trademarks, and other materials associated with Primeaura are the property of Primeaura or its licensors and are protected by applicable intellectual property laws. Nothing in these Terms grants you any right, title, or interest in such materials except for a limited, non-exclusive, non-transferable licence to use the Service in accordance with these Terms.

7. User Content

Where the Service allows you to submit, upload, or input data or information ("User Content"), you retain ownership of your User Content. You grant Primeaura a licence to use, process, and store such User Content solely for the purpose of providing and improving the Service, subject to our Privacy Policy.

8. Disclaimers

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. Primeaura does not warrant that the Service will be uninterrupted, error-free, or that any outputs, calculations, or recommendations will be accurate or suitable for your specific circumstances. You should seek independent professional advice before making financial decisions.

9. Limitation of Liability

To the fullest extent permitted by applicable law, Primeaura and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or goodwill arising from or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages.

10. Indemnification

You agree to indemnify and hold harmless Primeaura, its officers, employees, and affiliates from any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your use of the Service or your breach of these Terms.

11. Termination

We reserve the right to suspend or terminate your access to the Service at our discretion, with or without notice, if we believe you have violated these Terms or engaged in conduct that we deem harmful to the Service, other users, or Primeaura. You may also terminate your account at any time by discontinuing use of the Service and, where applicable, following our account closure process.

12. Changes to the Service and Terms

We may modify, suspend, or discontinue any part of the Service at any time. We may also update these Terms from time to time. Material changes will be communicated through the Service or by other reasonable means. Your continued use of the Service after such changes take effect constitutes acceptance of the updated Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of England and Wales, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales, unless otherwise required by applicable mandatory law.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, such provision will be modified to the minimum extent necessary to make it enforceable, or, if it cannot be so modified, it will be severed, and the remaining provisions of these Terms will remain in full force and effect.

15. Contact

For questions regarding these Terms, please refer to the contact details provided elsewhere on our website or through your account settings.