Frequently Asked Questions

Primeaura analyses your income patterns and cash flow to identify surplus capital sitting in your business or personal accounts, then suggests ways to put it to work — whether that's short-term savings allocations, tax-efficient set-asides, or simply flagging idle balances you may have overlooked.

Primeaura is designed specifically for freelancers, contractors, and independent consultants whose income is irregular. Traditional budgeting tools assume a steady salary; our system is built around the reality of variable invoicing cycles instead.

We look at your historical income, upcoming obligations, and spending patterns to estimate a working buffer you're likely to need in the near term. Anything above that buffer is treated as surplus and surfaced for you to decide what to do with it.

Yes, connecting your accounts allows Primeaura to see real balances and transaction history, which is what makes the surplus calculations accurate. Without a connection, the platform can only offer generic estimates rather than figures based on your actual finances.

Protecting your data is a core part of how Primeaura is built. We use encrypted connections and limit access to only what's needed to power your account. For full details, please refer to our Privacy Policy.

No. Primeaura surfaces recommendations and insights, but you remain in control of every transfer or decision. Nothing is moved without your explicit action.

Pricing details are outlined on our plans page and shared during onboarding. We aim to keep costs proportionate to the value the platform provides for independent earners.

Yes. You can cancel your subscription whenever you like from your account settings. There's no long-term lock-in required to use Primeaura.

No. Primeaura provides informational insights based on your data to help you make better decisions about surplus capital. It is not a substitute for advice from a qualified financial advisor or accountant.

That's exactly the scenario Primeaura was built around. The more irregular your income, the more useful it is to have a system that continuously reassesses your buffer and surplus rather than relying on a fixed monthly budget.

Primeaura supports connections to major UK banks and business accounts commonly used by freelancers and consultants. Supported institutions are listed during the setup process.

Simply create an account, connect your relevant bank accounts, and Primeaura will begin analysing your cash flow to surface your first surplus insights within a short setup period.